Auto Insurance
With the freedom and independence of the open road also comes specific responsibilities. As your dedicated and local insurance professionals, we are committed to providing you the most dependable, affordable coverage possible without being constrained to a single insurance provider, like the average insurance agency is.
In today's world driving isn't just convenient, it's nearly unavoidable. Most of us can't get to work, go shopping or do our errands without it. Wheather you're going near or far, across town or across the country, you're at risk. It's a fact of life with driving.
Since we were founded, The Right Choice Insurance Agency has held the goal of improving the coverage we can secure for our clients, and helping them to safeguard their futures. The team of agents at The Right Choice is proud of delivering first class customer support. We're proud of the fact that we can provide a broad range of auto insurance policies at the best possible rates.
It's our mission to go above and beyond what other insurance agencies offer time after time. We enjoy knowing that we provide vehicle coverage that you can count on. After all,effective coverage can protect you from suffering losses when the unexpected happens. Aside from the considerable expenses involved when accidents happen, they can also hit you a second time by keeping you from doing the business of life and earning money.
At The Right Choice, we strive to give you as many options as we can when it comes to automobile insurance. Because we can custom build you a policy, that means all of your car insurance needs can be met.
For your auto insurance, we offer the following options:
Bodily Injury Liability
This coves injuries caused by the holder of the policy while operating an automobile. |
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Medical and Personal Injury Protection.
This coves treating the driver and passengers of the policyholder's car when an accident happens. |
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Property Damage Liability.
This coves damage caused to someone else's property while operating an automobile. |
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Collision.
This insures the policyholder from losses when the policyholder's car collides with another vehicle or object. |
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Comprehensive.
This protects the policyholder's car from losses and damages incurred from incidents other than collisions. |
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Uninsured Motorist Coveage.
This covers medical treatmentof the policyholder's injuries in the event of a collision with a driver who is uninsured. |
With all of these options available, we admit it can get confusing! When it is time for you to choose coverage, let us be your guide. We will help you choose the coverage that meets your needs and budget. Your unique needs are our top priority!
Home Insurance
At The Right Choice we are committed to helping you navigate through one of the most critical policy decisions you will have to make during your lifetime. In order to secure you the most appropriate and efficient coverage, it’s important to us that we take the time to truly understand your unique insurance needs—because let’s face it, every home and homeowner is unique so why shouldn’t your policy be?
Finding the perfect solution for your home insurance needs isn't easy. As industry experts we know the ins and outs of the various insurance providers. Let The Right Choice be your ally in your search for the plan that fits your needs.
At The Right Choice We have the experience to help you make the best, most informed decisions possible when it comes to insuring your home. A home is the largest investment most people make in their lifetimes, so it is critical to choose the most appropriate coverage for you when protecting this investment, and the coverage that works the most efficiently with your hard earned dollars. We take the time to get to know your needs. Every home and homeowner is unique. Why shouldn't you have an insurance policy tailored to fit your unique needs?
We are your independent insurance agency! Because we have the ability to shop multiple nationwide carriers, we're able to get you the best possible insurance for your home. For your home insurance needs, we are The Right Choice!
Typical coverage includes:
- The Physical structure of your home
- Replacement cost
- Personal possessions
- Living expenses incurred in the event of a covered loss or a natural disaster.
Many homeowners need coverage above and beyond the basics.Supplmental policies can add security and peace of mind. Among them are:
- Valuable Articles / Floater policies (Jewelry Insurance, for example)
- Flood Insurance
- Umbrella Insurance policies for additional liabilities
- Animal liability - for liability issues due household pets
At The Right Choice Insurance Agency, we know that what works for one homeowner won't always work for you. Call us and one of our dedicated agence can evaluate your coverage needs, and offer you a free quote for home insurance!
Commercial Insurance
In the world of business, there is no such thing as predictability. Thankfully, when you are buying insurance to protect your business with The Right Choice, it doesn't have to be. At The Right Choice Insurance Agency, we know that creating the right business insurance package to fit your needs is a tall order.
To successfully navigate the maze of regulations, laws and coverage options that affect commercial insurance, you need a company that has been there. The Right Choice can help you build the most effective plan to insure your business.
It's a fact of life that businesses need to keep their costs of operating down, especially in a difficult economy. The Right Choice Insurance Agency can help you by providing affordable and complete strategies for protecting what you've worked so hard to build and grow- your business! We balance the unique needs of your business with a strategy to help reduce the financial impact unexpected losses can have on your business. Natural disasters, lawsuits and employee injuries never give advance notice before they happen!
How do you know what coverage your business needs? to protect it from unexpected losses?
By default, state regulations will determine some basic requirements for insuring your business. Most often commercial insurance and workers compensation insurance are proscribed by law or regulations, but do your needs stop there? Business insurance coverage can include a combination of the following options:
- Commercial Property
- Commercial Auto
- Professional Liability
- Worker’s Compensation
- Group Benefits
- Business Owners Policies (BOP)
- General Liability Insurance
- Errors & Omissions
Experience tells us that Commercial property insurance is one of the most important types of coverage to have. To get the most of its benefits it is important to understand all of the options available. What are the ways that commercial property insurance differs from other types of business insurance?
Commercial property insurance protects:
- Your office, building or other facilities
- Inventory
- Landscaping and fencing
- Outdoor signage
The Right Choice Insurance Agency is ready to assist you in making your business successful by reducing the risk of various unexpected losses or damages. If the unthinkable happens but you're properly insured, it is far easier to recover. Speak to one of our knowledgeable agents today!
Is your business protected well enough from liabilities? General liability is one of the most common policies available today. It covers liability issues that result from personal injury including medical expenses.
General liability addresses accidents caused by mishaps onsite, as well as damages or injuries that occured as a result of using goods or services sold on the premises. It can be set up to cover supplimental court costs and expenses related to a claim or when defending a liability suit.
One of our skilled insurance agents can customize a policy for you that includes coverage to match the amount you need. The following are often included in a general liability line of insurance. They protect you from losses or liabilities from:
- Theft
- Fires
- Vandalism
- Bodily Injury
- Damage to property
- Negligence
Learn more about liability insurance from one of our knowledgable agents.
Other Types of Insurance
Whether we’re talking life insurance, personal umbrella or general liability for contractors, the independent agents at The Right Choice Insurance Agency can help determine the best coverages for you. Best of all, we can find those coverages at the right price points to assure you’ll be able to maintain that insurance when you need it most. Contact us today and learn how we can help you make the right choice when choosing insurance.
