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Common Gaps

Common Gaps We See in RV & Motorhome Policies

Many people believe they’re adequately insured—until a claim reveals otherwise. Policies are often purchased quickly, renewed automatically, and rarely reviewed as risks change or costs rise.

Some of the most common gaps we identify include:

  • Liability limits that are too low for real-world accidents

  • Missing or insufficient uninsured motorist coverage

  • Deductibles that create financial stress after a claim

  • Policies that haven't been updated after major life changes

These gaps often stay hidden until a claim brings them to light. Our goal is to address them before that happens.

Our Approach

How We Help You Get the Right Coverage

As an independent Florida agency, we're not tied to a single insurance company or a one-size-fits-all approach

  • We take the time to understand your situation

  • Compare multiple top-rated carriers

  • Explain trade-offs clearly so you can make informed decisions

From there, we recommend coverage that aligns with your needs — not just the cheapest number on paper. And our role doesn't end once your policy is in place. We're here to help with changes, renewals, questions, and guidance when life evolves.

Ready to Get the Right Coverage?

If you’re unsure whether your current policy truly protects you, now is the right time to review it. A proactive conversation today can prevent costly surprises later.

Whether you’re shopping for new coverage or simply want a second opinion, we’re here to help you move forward with confidence

  • Review Your Coverage?

  • Get the New Coverage?

  • Update Your Coverage?

Why US

Why Work With Right Choice Insurance

We believe insurance should be clear, practical, and built around real life—not assumptions or shortcuts.

As an independent agency, our responsibility is to you. That means honest guidance, transparent recommendations, and ongoing support—not pushing a product because it’s convenient.

Clients work with us because we offer:

  • Independent advice

    Access to multiple carriers

  • Clear explanations

    No insurance jargon

  • Ongoing reviews

    As needs and risks change

  • Long-term relationship

    Not a one-time transaction